Beta

    How to Fund Polymarket

    (No Crypto Required)

    You can fund with a debit card. You do not need to own crypto first. Here is how it actually works.

    💳 Debit card works
    🔵 US: invite-only beta
    ⚠️ Sports markets only (US)

    Choose Your Funding Path

    Debit / Credit Card

    Via MoonPay

    Fastest: ~5 minutes

    Beginner-friendly

    MoonPay fee: up to 4.5% (min $3.99)

    Bank Transfer

    ACH via MoonPay or Coinbase Pay

    Lower fees than card

    Higher deposit limits

    Takes 1–3 business days

    Crypto — USDC

    Direct USDC on Polygon

    Cheapest option

    Gas: None from Polymarket (Polygon gas fees ~$0.01-$0.05 apply)

    Requires existing USDC wallet

    Additional fiat on-ramps: Coinbase Pay and Robinhood Connect can be linked directly in the Polymarket deposit flow.

    Step-by-Step: Debit Card Deposit

    1. 1Create an account at polymarket.com
    2. 2Click Deposit in the top navigation
    3. 3Select Credit / Debit Card
    4. 4MoonPay handles the transaction — enter your card details and amount
    5. 5Funds arrive as USDC in your Polymarket balance (usually within 5 minutes)
    Why does it say USDC? USDC is a stablecoin pegged 1:1 to the US dollar. $50 deposited = $50 USDC to trade with. It is not crypto speculation — it is just the settlement currency Polymarket runs on. Your balance in dollars is your balance.

    Polymarket US Is a Different Product

    🌍 Global Polymarket

    • Full market access (politics, crypto, sports, more)
    • Available worldwide (not US)
    • Settles in USDC on Polygon
    • Offshore entity

    🇺🇸 Polymarket US (Beta)

    • Sports markets only (NFL, NBA, NHL, MLB, college, soccer, UFC) as of March 2026. Politics, crypto, economics, culture, entertainment, and geopolitics coming soon. Per official App Store listing: "COMING SOON: Geopolitics, election, news, tech, & culture."
    • US only, invite-based access
    • USD-settled via regulated venue
    • Regulated entity: QCX LLC (CFTC)

    Polymarket operates two separate products: the global platform (for non-US users, full market coverage) and Polymarket US via QCX LLC (for US users, invite-only beta, sports contracts only as of March 2026). The US version does not yet offer expanded market categories — see usMarkets for current scope.

    Access status: Invite-only / waitlist (rolling invitations, not fully public as of March 2026). Sports markets live for invited US users; other market categories (elections, financial, cultural) are listed as 'coming soon' in the app and are not yet available.

    What Happens When You Withdraw

    Know this before you deposit.

    • Withdrawals go out as USDC — not as an instant bank transfer
    • Card deposits carry MoonPay's fee: up to 4.5% (min $3.99)
    • None from Polymarket (Polygon gas fees ~$0.01-$0.05 apply)
    • You never need to buy crypto before depositing — fiat on-ramps handle it
    Withdrawal path: Withdraw USDC from Polymarket → Transfer to Coinbase, Robinhood, or any USDC-supporting exchange → Convert to USD → Transfer to your bank account.

    Frequently Asked Questions

    Related Guides

    Polymarket Complete GuideHow Payouts WorkIs Polymarket Legal?Getting an Edge on Polymarket